Consumer dispute guides
Choose the issue that best matches your dispute. Each hub follows the same taxonomy used by BeatBullies playbooks.
Choose a dispute playbook
Car purchase or loan
Plain-English guides to refunds tied to a car loan: GAP coverage after payoff, extended-warranty cancellations, and dealer-added products — what to gather, the general steps, and what official sources say.
Debt collectors
Guides to the federal rules around debt collection and credit reporting: validation requests, dispute letters, and where official complaint channels live.
Credit report errors
Guides, templates, and tools for A credit bureau or a company reporting to them has inaccurate information on your credit file.
Insurance claim
Guides, templates, and tools for An insurer denied, delayed, underpaid, or mishandled a claim you filed.
Medical bills
Guides to hospital billing: itemized bills, nonprofit-hospital financial assistance, and the federal surprise-billing rules — explained in plain English with official sources.
Landlord or housing
Guides, templates, and tools for A security deposit, needed repairs, improper fees, or another dispute with a landlord.
Bank, card & fees
Guides, templates, and tools for Overdraft or account fees, a disputed charge, or a bank that won't resolve an error.
Phone, internet & utilities
Guides, templates, and tools for Billing errors, service problems, or contracts with a phone, internet, or utility provider.
Airline & travel
Guides, templates, and tools for A cancelled flight, a refund a travel company won't honor, or mishandled baggage.
Product, warranty & retail
Guides, templates, and tools for A defective product, a denied warranty claim, or a store that won't honor a return or refund.
Contractor & home services
Guides, templates, and tools for Work not done, done poorly, or a contractor who took payment and didn't finish.
Subscriptions & billing traps
Guides, templates, and tools for A subscription you can't cancel, a free trial that started charging, or fees you didn't agree to.